Long Term Disability Benefits

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Under the guidelines of the Missouri State Employees Retirement System (MOSERS), qualified employees are covered by long term disability with the monthly premiums paid by the College (unless the employee is on an approved leave of absence). Eligible employees are automatically enrolled as of the first date of hire. Long term disability coverage terminates on the last day of employment.

  • Types - total and partial
  • Waiting period - the later of 90 days or exhaustion of sick leave
  • Contribution - STC contributes 100% of MOSERS rate